If youβre wondering how to open a bank account in Thailand, you may feel overwhelmed. Is your visa eligible to open an account? What documents do you need? Will the bank tellers speak English? Despite what some expats say, opening a bank account in Thailand isnβt as tough as you may expect. Whether youβre an entrepreneur, retiree, or just a newcomer who wishes to make Thailand your home, this guide will clear up any confusion, dispel misinformation, and simplify the process of how to open a bank account in Thailand. But first, why should you open one?Β
The Benefits of a Thai Bank Account
Simply put, a Thai bank account makes your life easier and is essential if you plan to stay long-term. Below are some of the key benefits.
Financial Convenience and Simplifying Finances
A bank account provides easy access to your funds and eliminates the need for frequent currency exchanges, which accrue conversion fees. Whatβs more, online banking and bill payment can literally save hours. Instead of driving to your mobile providerβs shop, waiting in line, and paying your bill at the cashier, a bank account enables you to complete the same task without leaving your home. If you intend to work in Thailand, a bank account is essential to get paid as most companies will direct deposit your paycheck into your account.Β
Local Integration and Access to Local Services
A Thai bank account provides multiple options to pay besides cash. These include a credit and/or debit card, bank transfer, and QR codes. With these payment options, you can access a broader range of local services, such as mobile phone plans, internet subscriptions, and insurance policies. Itβs also easier to shop online, pay at malls and restaurants, book hotels, and use convenient apps, like Grab for food delivery and ride hailing.Β
Preparing for Retirement and Investment Opportunities
If you plan to stay in Thailand long-term, local banks offer a range of investment opportunities to help you prepare for retirement. These include the ability to invest in mutual funds, government bonds, and ETFs. Just like in western countries, local banks often provide advisory services to guide you towards financial and investment goals. If youβre interested in investing in Thailand real estate or starting a business, a local bank account can facilitate and manage these investments.
Get a Long-stay Visa
A Thai bank account is necessary for Non-O long-stay visas. A Non-O visa for retirees requires a bank balance of 800K THB, and Non-O visas for spouses of Thais and dependants needs a 400K THB balance.Β
Eligibility Criteria and Visa Requirements
If youβve searched expat forums on the subject of how to open a bank account in Thailand, youβve probably heard itβs difficult. The reason is some bank branches are cautious about foreign customers. Itβs not that they donβt want your business. Itβs just that servicing foreigners requires Thai banks to deal with complex regulations and for expats to sign additional forms. American citizens can be even more challenging, as the US government requires banks to report the assets of citizens abroad. Another reason for difficulty could simply be a lack of English-speaking staff.Β
Letβs be clear, a rejection from a single branch doesnβt mean youβre ineligible for a bank account. It just means you need to find a different branch. That said, below are some criteria that affect eligibility.
Visa Types
ΰΈΰΈΈΰΈΰΈͺΰΈ²ΰΈ‘ΰΈ²ΰΈ£ΰΈΰΉΰΈΰΈ΄ΰΈΰΈΰΈ±ΰΈΰΈΰΈ΅ΰΈΰΈΰΈ²ΰΈΰΈ²ΰΈ£ΰΉΰΈΰΈΰΈ£ΰΈ°ΰΉΰΈΰΈ¨ΰΉΰΈΰΈ’ΰΉΰΈΰΉΰΈ«ΰΈ²ΰΈΰΈΰΈΈΰΈΰΈΰΈ’ΰΈΉΰΉΰΉΰΈΰΈ§ΰΈ΅ΰΈΰΉΰΈ²ΰΈΰΈ£ΰΈ°ΰΉΰΈ ΰΈ non-immigrant ΰΈ«ΰΈ£ΰΈ·ΰΈΰΈΰΈ²ΰΈ£ΰΈΰΈ’ΰΈ²ΰΈ’ΰΉΰΈ§ΰΈ₯ΰΈ²ΰΈΰΈ²ΰΈ£ΰΈΰΉΰΈ²ΰΈΰΈ±ΰΈΰΈΰΈ£ΰΈ²ΰΈΰΈ£ΰΈ°ΰΈΰΈ±ΰΈΰΈ’ΰΈΰΉΰΈ§ΰΉΰΈΰΈ§ΰΈ΅ΰΈΰΉΰΈ²ΰΈ«ΰΈ£ΰΈ·ΰΈΰΈ§ΰΈ΅ΰΈΰΉΰΈ²ΰΈΰΉΰΈ²ΰΈΰΈ±ΰΈΰΈ£ΰΈ°ΰΈ’ΰΈ°ΰΈͺΰΈ±ΰΉΰΈΰΉΰΈ₯ΰΈ°ΰΈ‘ΰΈ΅ΰΈΰΈ΄ΰΉΰΈΰΈΰΈ΅ΰΉΰΈΰΈ’ΰΈΉΰΉΰΉΰΈΰΈΰΈ£ΰΈ°ΰΉΰΈΰΈ¨ΰΉΰΈΰΈ’ (ΰΉΰΈΰΈ΄ΰΉΰΈ‘ΰΉΰΈΰΈ΄ΰΈ‘ΰΉΰΈΰΈ΅ΰΉΰΈ’ΰΈ§ΰΈΰΈ±ΰΈΰΉΰΈ£ΰΈ·ΰΉΰΈΰΈΰΈΰΈ΅ΰΉΰΉΰΈ£ΰΉΰΈ§ ΰΉ ΰΈΰΈ΅ΰΉ)Β
Work Permits and Long-term Stay Considerations
While you can open a bank account in Thailand without a work permit, generally speaking, having one will improve your chances of success. A work permit also provides access to a wider range of account types (more on this soon).
Itβs worth noting that two long-stay visas make the process of opening a bank account in Thailand fairly easy: Elite visa and Long-Term Resident (LTR) visa. With the Elite visa in particular, you can receive personal assistance opening a bank account in Thailand.Β
How Banking in Thailand Is Different
ΰΈΰΈΰΈ²ΰΈΰΈ²ΰΈ£ΰΉΰΈΰΈ’ΰΈ‘ΰΈ΅ΰΉΰΈΰΈ§ΰΉΰΈΰΉΰΈ‘ΰΈΰΈ΅ΰΉΰΈΰΈ°ΰΈΰΉΰΈ²ΰΉΰΈΰΈ΄ΰΈΰΈΰΈ²ΰΈ£ΰΉΰΈΰΈΰΈΰΉΰΈ²ΰΈΰΈΰΈ²ΰΈΰΉΰΈΰΈΰΈ£ΰΈ°ΰΉΰΈΰΈ¨ΰΈΰΉΰΈ²ΰΈΰΉΰΈΰΈ΄ΰΈΰΈΰΈΰΈΰΈΰΈΈΰΈ ΰΈΰΉΰΈ²ΰΈΰΈ₯ΰΉΰΈ²ΰΈΰΈΰΈ΅ΰΉΰΈΰΈ·ΰΈΰΈΰΈ§ΰΈ²ΰΈ‘ΰΉΰΈΰΈΰΈΰΉΰΈ²ΰΈΰΈΰΈ΅ΰΉΰΈͺΰΉΰΈ²ΰΈΰΈ±ΰΈΰΈΰΈ²ΰΈΰΈΰΈ£ΰΈ°ΰΈΰΈ²ΰΈ£:Β
One account is usually enough: If youβre like most expats, you probably have a savings and checking account back home. In Thailand, however, a savings account is typically enough. Most expats donβt use checks here, and considering the added difficulty of opening a current account (or a checking account), itβs probably not worth the hassle.Β
ΰΈͺΰΈ²ΰΈΰΈ²ΰΈ‘ΰΈ΅ΰΈΰΈ§ΰΈ²ΰΈ‘ΰΈͺΰΉΰΈ²ΰΈΰΈ±ΰΈ: ΰΈͺΰΈ²ΰΈΰΈ²ΰΈΰΈΰΈΰΈΰΈΰΈ²ΰΈΰΈ²ΰΈ£ΰΉΰΈΰΉΰΈ₯ΰΈ°ΰΉΰΈ«ΰΉΰΈΰΈΰΉΰΈ²ΰΉΰΈΰΈ΄ΰΈΰΈΰΈ²ΰΈΰΈΰΈ’ΰΉΰΈ²ΰΈΰΈΰΈ΄ΰΈͺΰΈ£ΰΈ°ΰΉΰΈ₯ΰΈ°ΰΈΰΉΰΈ’ΰΈΰΈ²ΰΈ’ΰΈΰΈ²ΰΈΰΉΰΈΰΈΰΈΰΉΰΈ²ΰΈΰΈΰΈ±ΰΈΰΉΰΈΰΉΰΈΰΉΰΈΰΉΰΈ₯ΰΈ°ΰΈͺΰΈ²ΰΈΰΈ² ΰΉΰΈ‘ΰΉΰΈ§ΰΉΰΈ²ΰΈΰΈΈΰΈΰΈͺΰΈ²ΰΈΰΈ²ΰΈΰΈ°ΰΈΰΈΰΈ΄ΰΈΰΈ±ΰΈΰΈ΄ΰΈΰΈ²ΰΈ‘ΰΈΰΈ£ΰΈ°ΰΈΰΈ§ΰΈΰΈΰΈ²ΰΈ£ΰΈΰΈ΅ΰΉΰΈΰΈ₯ΰΉΰΈ²ΰΈ’ΰΈΰΈ₯ΰΈΆΰΈΰΈΰΈ±ΰΈ ΰΉΰΈΰΉΰΈΰΈ²ΰΈΰΈͺΰΈ²ΰΈΰΈ²ΰΈΰΉΰΈ’ΰΈ΄ΰΈΰΈΰΈ΅ΰΈΰΉΰΈΰΈΰΈ£ΰΈ±ΰΈΰΈΰΈ²ΰΈ§ΰΈΰΉΰΈ²ΰΈΰΈΰΈ²ΰΈΰΈ΄ΰΈ‘ΰΈ²ΰΈΰΈΰΈ§ΰΉΰΈ²ΰΈΰΈ΅ΰΉΰΈΰΈ·ΰΉΰΈ ΰΉΰΈΰΈ΅ΰΈ’ΰΈΰΉΰΈΰΈ£ΰΈ²ΰΈ°ΰΈΰΈΈΰΈΰΈ‘ΰΈ΅ΰΈΰΈ£ΰΈ°ΰΈͺΰΈΰΈΰΈ²ΰΈ£ΰΈΰΉΰΈΰΈ΅ΰΉΰΈΰΉΰΈ²ΰΈ’ΰΈΰΈ΅ΰΉΰΈͺΰΈ²ΰΈΰΈ²ΰΈ«ΰΈΰΈΆΰΉΰΈΰΉΰΈ‘ΰΉΰΉΰΈΰΉΰΈ«ΰΈ‘ΰΈ²ΰΈ’ΰΈΰΈ§ΰΈ²ΰΈ‘ΰΈ§ΰΉΰΈ²ΰΈΰΈΈΰΈΰΈΰΈ°ΰΉΰΈΰΉΰΈ£ΰΈ±ΰΈΰΈΰΈ£ΰΈ΄ΰΈΰΈ²ΰΈ£ΰΉΰΈΰΈ΅ΰΈ’ΰΈ§ΰΈΰΈ±ΰΈΰΈ«ΰΈ£ΰΈ·ΰΈΰΈΰΉΰΈΰΈΰΈΰΈ²ΰΈ£ΰΉΰΈΰΈΰΈͺΰΈ²ΰΈ£ΰΉΰΈΰΈ΅ΰΈ’ΰΈ§ΰΈΰΈ±ΰΈΰΉΰΈΰΈΰΈ΅ΰΈΰΈͺΰΈ²ΰΈΰΈ²ΰΈ«ΰΈΰΈΆΰΉΰΈ ΰΈ£ΰΈ°ΰΈΰΈ±ΰΈΰΈ ΰΈ²ΰΈ©ΰΈ²ΰΈΰΈ±ΰΈΰΈΰΈ€ΰΈ©ΰΈΰΈ²ΰΈΰΉΰΈΰΈΰΈΰΉΰΈ²ΰΈΰΈΰΈ±ΰΈΰΈ‘ΰΈ²ΰΈ ΰΉΰΈΰΉΰΈ ΰΈ²ΰΈ©ΰΈ²ΰΈΰΈ±ΰΈΰΈΰΈ€ΰΈ©ΰΈΰΈ°ΰΈΰΈ΅ΰΈΰΈ§ΰΉΰΈ²ΰΉΰΈΰΈΰΈ·ΰΉΰΈΰΈΰΈ΅ΰΉΰΈΰΈ²ΰΈ§ΰΈΰΉΰΈ²ΰΈΰΈΰΈ²ΰΈΰΈ΄ΰΉΰΈ₯ΰΈ°ΰΈΰΈ±ΰΈΰΈΰΉΰΈΰΈΰΉΰΈΰΈ΅ΰΉΰΈ’ΰΈ§
Physical branch visits are common: Though all banks now offer online banking and apps, functionality of these tools can be limited. For a surprising amount of your banking needs, youβll need to visit a physical branch, which is the case for opening a bank account in Thailand and often for more advanced transactions.Β
ΰΈ₯ΰΈ²ΰΈ’ΰΉΰΈΰΉΰΈΰΈ‘ΰΈ±ΰΈΰΈΰΈ°ΰΈΰΉΰΈΰΈΰΉΰΈΰΉ: ΰΉΰΈΰΈ£ΰΈ΅ΰΈ’ΰΈ‘ΰΈ‘ΰΈ·ΰΈΰΈΰΈΰΈΰΈΰΈΈΰΈΰΈͺΰΉΰΈ²ΰΈ«ΰΈ£ΰΈ±ΰΈΰΈΰΈ²ΰΈ£ΰΈ§ΰΈ΄ΰΉΰΈΰΈ‘ΰΈ²ΰΈ£ΰΈ²ΰΈΰΈΰΈΰΈΰΈ±ΰΈΰΉΰΈΰΉΰΈΰΉΰΈΰΈΰΈ₯ΰΈ±ΰΈΰΈ©ΰΈΰΉ ΰΉΰΈ‘ΰΉΰΈͺΰΉΰΈ²ΰΈ«ΰΈ£ΰΈ±ΰΈΰΈΰΈ²ΰΈΰΈΰΉΰΈ²ΰΈ’ ΰΉ ΰΉΰΈΰΉΰΈΰΈΰΈ²ΰΈ£ΰΈΰΈΰΈΰΉΰΈΰΈ΄ΰΈΰΈΰΈΈΰΈΰΈΰΈ²ΰΈΰΈΰΈΉΰΈΰΈΰΈΰΉΰΈ«ΰΉΰΈ₯ΰΈΰΈΰΈ²ΰΈ‘ΰΉΰΈΰΉΰΈΰΈΰΈͺΰΈ²ΰΈ£ΰΈ«ΰΈ₯ΰΈ²ΰΈ’ΰΈΰΈΰΈ±ΰΈ ΰΈΰΈΆΰΉΰΈΰΈ‘ΰΈ±ΰΈΰΈΰΈ°ΰΈ‘ΰΈ΅ΰΈͺΰΉΰΈ²ΰΉΰΈΰΈ²ΰΈ«ΰΈΰΈ±ΰΈΰΈͺΰΈ·ΰΈΰΉΰΈΰΈ΄ΰΈΰΈΰΈ²ΰΈΰΈΰΈΰΈΰΈΰΈΈΰΈΰΈ«ΰΈ£ΰΈ·ΰΈΰΉΰΈ‘ΰΉΰΉΰΈΰΉΰΈͺΰΉΰΈ²ΰΉΰΈΰΈ²ΰΈ«ΰΈ₯ΰΈ²ΰΈ’ΰΈΰΈΈΰΈ ΰΈ₯ΰΈ²ΰΈ’ΰΉΰΈΰΉΰΈΰΈΰΈ±ΰΉΰΈΰΈ«ΰΈ‘ΰΈΰΈΰΈ²ΰΈΰΈΰΈΉΰΈ‘ΰΈ²ΰΈΰΉΰΈΰΈ΄ΰΈΰΉΰΈ ΰΉΰΈΰΉΰΈΰΉΰΈΰΈΰΈͺΰΈΈΰΈ ΰΈ²ΰΈ ΰΈͺΰΉΰΈ²ΰΉΰΈΰΈ²ΰΈΰΈ£ΰΈ°ΰΈΰΈ²ΰΈ©ΰΈΰΈ²ΰΈΰΈΰΈ²ΰΈ’ΰΈ ΰΈ²ΰΈΰΉΰΈΰΉΰΈΰΈ‘ΰΈ²ΰΈΰΈ£ΰΈΰΈ²ΰΈΰΉΰΈΰΈΰΈ£ΰΈ°ΰΉΰΈΰΈ¨ΰΉΰΈΰΈ’ΰΈΰΈ±ΰΈΰΈΰΈ±ΰΉΰΈΰΈΰΈ±ΰΈ§ΰΉΰΈΰΈΰΈΰΈΰΈ²ΰΈΰΈ²ΰΈ£ΰΈΰΈΆΰΈΰΈΰΉΰΈ²ΰΈΰΈ²ΰΈΰΈΰΈΰΈΰΈΰΈ§ΰΈΰΉΰΈΰΈ²Β
ΰΈΰΈ±ΰΈΰΈ£ΰΉΰΈΰΈΰΈ΄ΰΈΰΉΰΈ‘ΰΉΰΈͺΰΈ²ΰΈ‘ΰΈ²ΰΈ£ΰΈΰΉΰΈΰΉΰΈΰΈΰΈΰΉΰΈ₯ΰΈΰΉΰΉΰΈΰΉΰΉΰΈͺΰΈ‘ΰΈΰΉΰΈ: ΰΈΰΈ±ΰΈΰΈ£ ATM/ΰΉΰΈΰΈΰΈ΄ΰΈΰΈΰΈΰΈΰΉΰΈΰΈ’ΰΉΰΈ‘ΰΉΰΉΰΈΰΉΰΈ£ΰΈ±ΰΈΰΈΰΈ²ΰΈ£ΰΈ’ΰΈΰΈ‘ΰΈ£ΰΈ±ΰΈΰΈΰΈ²ΰΈΰΈΰΈΉΰΉΰΈΰΉΰΈ²ΰΈΰΈ₯ΰΈ΅ΰΈΰΈΰΉΰΈ²ΰΈΰΈΰΈ£ΰΈ°ΰΉΰΈΰΈ¨ΰΈͺΰΉΰΈ²ΰΈ«ΰΈ£ΰΈ±ΰΈΰΈΰΈ²ΰΈ£ΰΈΰΉΰΈ²ΰΈ£ΰΈ°ΰΉΰΈΰΈ΄ΰΈΰΈΰΈΰΈΰΉΰΈ₯ΰΈΰΉΰΉΰΈͺΰΈ‘ΰΈΰΉΰΈ ΰΉΰΈΰΈΰΈ²ΰΈ£ΰΉΰΈΰΉΰΈΰΈ±ΰΈΰΈ«ΰΈ²ΰΈΰΈ±ΰΉΰΈ§ΰΈΰΈ£ΰΈ²ΰΈ§ΰΈΰΈΰΈ²ΰΈΰΈ²ΰΈ£ΰΈΰΈ²ΰΈΰΉΰΈ«ΰΉΰΈΰΉΰΈ«ΰΉΰΈΰΈ£ΰΈ΄ΰΈΰΈ²ΰΈ£ΰΈΰΈ±ΰΈΰΈ£ΰΉΰΈΰΈ£ΰΈΰΈ΄ΰΈΰΉΰΈͺΰΈ‘ΰΈ·ΰΈΰΈΰΈΰΈ£ΰΈ΄ΰΈΰΈΰΉΰΈ²ΰΈΰΉΰΈ§ΰΉΰΈΰΉΰΈΰΈΰΈΰΈ₯ΰΈ΄ΰΉΰΈΰΈΰΈ±ΰΈΰΈΰΈΆΰΉΰΈΰΈΰΈ§ΰΈ£ΰΉΰΈΰΉΰΈ£ΰΈ±ΰΈΰΈΰΈ²ΰΈ£ΰΈ’ΰΈΰΈ‘ΰΈ£ΰΈ±ΰΈ ΰΈΰΈ΅ΰΈΰΈΰΈ²ΰΈΰΉΰΈ₯ΰΈ·ΰΈΰΈΰΈ«ΰΈΰΈΆΰΉΰΈΰΈΰΈ·ΰΈΰΈΰΈ²ΰΈ£ΰΈͺΰΈ‘ΰΈ±ΰΈΰΈ£ΰΈΰΈ±ΰΈΰΈ£ΰΉΰΈΰΈ£ΰΈΰΈ΄ΰΈΰΈΰΈ΅ΰΉΰΈΰΈΰΈ²ΰΈΰΈ²ΰΈ£ΰΈΰΈΰΈΰΈΰΈΈΰΈΰΈΰΈΆΰΉΰΈΰΈΰΈ°ΰΉΰΈΰΉΰΈ£ΰΈ±ΰΈΰΈΰΈ²ΰΈ£ΰΈ’ΰΈΰΈ‘ΰΈ£ΰΈ±ΰΈΰΈΰΈ’ΰΉΰΈ²ΰΈΰΈΰΈ§ΰΉΰΈ²ΰΈΰΈΰΈ§ΰΈ²ΰΈΰΈΰΈ²ΰΈΰΈΰΈΉΰΉΰΈΰΉΰΈ²ΰΈΰΈ₯ΰΈ΅ΰΈΰΈΰΈΰΈΰΉΰΈ₯ΰΈΰΉΒ
ΰΈΰΈΉΰΉΰΉΰΈΰΈΰΈ΅ΰΉΰΈΰΉΰΈ‘ΰΈ‘ΰΈ΅ΰΈΰΈΈΰΈΰΈͺΰΈ‘ΰΈΰΈ±ΰΈΰΈ΄ΰΈ«ΰΈ₯ΰΈ²ΰΈΰΈ«ΰΈ₯ΰΈ²ΰΈ’: ΰΈΰΉΰΈ§ΰΈ’ΰΈΰΈ±ΰΈΰΈ£ ATM ΰΈΰΈΈΰΈΰΈͺΰΈ²ΰΈ‘ΰΈ²ΰΈ£ΰΈΰΈΰΈ£ΰΈ£ΰΈ₯ΰΈΈΰΈΰΈ§ΰΈ²ΰΈ‘ΰΈΰΉΰΈΰΈΰΈΰΈ²ΰΈ£ΰΈΰΉΰΈ²ΰΈΰΈΰΈ²ΰΈ£ΰΈΰΈΰΈ²ΰΈΰΈ²ΰΈ£ΰΈΰΈΰΈΰΈΰΈΈΰΈΰΉΰΈΰΉΰΈ‘ΰΈ²ΰΈΰΈ‘ΰΈ²ΰΈ’ΰΉΰΈΰΉΰΈΰΈΰΈ²ΰΈ£ΰΈΰΈ±ΰΈΰΉΰΈΰΈΰΈͺΰΈ‘ΰΈΈΰΈΰΈΰΈ±ΰΈΰΈΰΈ΅ΰΈΰΈΰΈ²ΰΈΰΈ²ΰΈ£ΰΈΰΈ²ΰΈ£ΰΈΰΉΰΈ²ΰΈ£ΰΈ°ΰΈΰΉΰΈ²ΰΉΰΈΰΉΰΈΰΉΰΈ²ΰΈ’ΰΈΰΈ²ΰΈ£ΰΉΰΈΰΈΰΉΰΈΰΈ΄ΰΈΰΉΰΈ₯ΰΈ°ΰΈΰΈ·ΰΉΰΈ ΰΉ ΰΈΰΈ’ΰΉΰΈ²ΰΈΰΉΰΈ£ΰΈΰΉΰΈΰΈ²ΰΈ‘ΰΈ£ΰΈ°ΰΈ§ΰΈ±ΰΈΰΈΰΈΉΰΉΰΉΰΈΰΈΰΈ΅ΰΉΰΈΰΉΰΈ‘ΰΈΰΈ²ΰΈΰΈΰΉΰΈ²ΰΈ’ΰΉΰΈΰΈ΄ΰΈΰΈΰΈΰΈΰΈΰΈΈΰΈΰΈΰΉΰΈΰΈΰΈΰΈ΅ΰΉΰΈΰΈ°ΰΈΰΈ·ΰΈΰΈΰΈ±ΰΈΰΈ£ΰΈΰΈΰΈΰΈΰΈΈΰΈ ΰΈΰΉΰΈ²ΰΉΰΈ«ΰΉΰΈΰΈ²ΰΈ§ΰΈΰΉΰΈ²ΰΈΰΈΰΈ²ΰΈΰΈ΄ΰΈΰΉΰΈ²ΰΈΰΈ§ΰΈΰΈ‘ΰΈ²ΰΈΰΈΰΈ§ΰΉΰΈ²ΰΉΰΈΰΈ΄ΰΈΰΈͺΰΈΰΉΰΈ₯ΰΈ°ΰΈΰΈΰΈΰΉΰΈΰΉΰΈΰΈ’ΰΈ₯ΰΈ·ΰΈ‘ΰΈΰΈ±ΰΈΰΈ£ΰΈΰΈ΅ΰΉΰΉΰΈΰΈ£ΰΈ·ΰΉΰΈΰΈ
Selecting the Right Account Type
Before you open a bank account in Thailand, you first need to know which type you need. Here are four common types of Thai bank accounts.
Saving Accounts
The most common type of bank account in Thailand, a savings account provides you with a debit card and passbook (commonly referred to as a bank book), which records transactions.Β
Current Accounts
A current account is similar to a savings account; both provide you a debit card to use at ATMs. The only real difference is a current account provides you with a checkbook instead of a passbook. A work permit is required to open a current account.Β
Fixed Term Accounts
This type of account offers a higher interest rate than the above options, however, expats donβt always receive the same interest rate as Thai citizens.Β
Corporate Bank Accounts
For companies operating a business in Thailand, a corporate bank account is essential. Your corporate bank account operates like a business account would in your home country, simplifying your tax preparation and bookkeeping, and providing a means for customers or clients to transfer funds to your business.Β
ΰΈͺΰΉΰΈ²ΰΈ«ΰΈ£ΰΈ±ΰΈΰΈΰΈ²ΰΈ§ΰΈΰΉΰΈ²ΰΈΰΈΰΈ²ΰΈΰΈ΄ΰΈͺΰΉΰΈ§ΰΈΰΉΰΈ«ΰΈΰΉΰΈΰΈ±ΰΈΰΈΰΈ΅ΰΈΰΈΰΈ‘ΰΈΰΈ£ΰΈ±ΰΈΰΈ’ΰΉΰΉΰΈΰΉΰΈΰΈΰΈ±ΰΈ§ΰΉΰΈ₯ΰΈ·ΰΈΰΈΰΈΰΈ΅ΰΉΰΈΰΈ΅ΰΈΰΈ΅ΰΉΰΈͺΰΈΈΰΈΰΉΰΈΰΈ·ΰΉΰΈΰΈΰΈΰΈ²ΰΈΰΈ‘ΰΈ΅ΰΈΰΈΈΰΈΰΈͺΰΈ΄ΰΉΰΈΰΈΰΈ΅ΰΉΰΈΰΈΈΰΈΰΈΰΉΰΈΰΈΰΈΰΈ²ΰΈ£
Preparing Essential Documents
To successfully open a bank account in Thailand on your first attempt, you must bring the correct documentation. As mentioned, what you need depends on the bank and branch you visit, as well as the type of account you open. For that reason, we recommend bringing as much documentation as possible to avoid multiple trips.Β
Alternatively, you or a Thai speaking friend can call ahead and ask the branch manager what documents are needed. Below are some guidelines for documents.
Passport, Visa, Work Permit, and Cash Deposit
Whether youβre on a tourist visa, education visa, or something similar, youβll need to show your passport and visa to open a bank account in Thailand. While a work permit isnβt always necessary, bring yours if you have one as the bank teller may ask for it. Alternatively, a letter from your employer stating youβre currently employed or applying for a work permit may suffice.Β
Bringing a minimum deposit of a couple thousand bahtβor as much cash as you have availableβis also a wise decision, as most banks will require one.Β
Proof of Address and Reference Letters
The bank may also require proof of your Thai residence and a letter of reference to open a bank account in Thailand. For proof of Thai residence, you can bring a rental or lease agreement, a utility bill, a Thai drivers license, and/or a yellow Tabien Baan, also referred to as a house book.Β Β
You used to be able to get a letter of reference (also known as a certificate of residence) from your embassy, but the process has changed. Now, you go to Immigration to obtain the letter. Youβll need to bring the following documents:Β
- Original passport
- Copy of your passportβs visa and photo pages, and most recent entry stamp
- Copy of your TM6 departure card and TM30 receiptΒ
- Two passport-size photos
- Copy of your lease agreement and signed copy of your landlordβs ID
Note, the above required documents may vary based on the immigration office and officer serving you. You may also want to hold off on getting a letter of reference initially as it can be a tedious task and not all banks will require one.Β
Additional Documents for Specific Banks
Some other documents that may be requested include proof of residency in your home country (which could include a driverβs license or utility bill), proof of property ownership in Thailand, and a letter of reference from your home bank or a Thai educational institution.Β
H3: Documents for opening a corporate bank account
Opening a corporate bank account requires a different set of documents, which include:Β
- Certificate of company registration
- Certified copy of the list of shareholders and company seal
- Memorandum and articles of association
- Companyβs tax ID card
- Certified copies of ID cards and house books of the companyβs directors, authorized persons, and shareholders who own 25% or more of the companyΒ
- Minutes of the board meeting approving the accountβs opening and assigning the signatories for paymentsΒ
Additional documents may be required, including personal financial information, work permits, and company records and tax details.Β
Choosing the Ideal Thai Bank for Expats
Choosing your Thai bank can be tricky because you have so many options. To help narrow your selection down, weβve described each of the most popular Thai banks and their benefits.
Overview of the Major Thai Banks and Their Offerings
ΰΈΰΈΰΈ²ΰΈΰΈ²ΰΈ£ΰΈΰΈ£ΰΈΈΰΈΰΉΰΈΰΈ
ΰΈΰΈΰΈ²ΰΈΰΈ²ΰΈ£ΰΈΰΈ΅ΰΉΰΉΰΈ«ΰΈΰΉΰΈΰΈ΅ΰΉΰΈͺΰΈΈΰΈΰΉΰΈΰΈΰΈ£ΰΈ°ΰΉΰΈΰΈ¨ΰΉΰΈΰΈ’ΰΈΰΈ΅ΰΉΰΈ‘ΰΈ΅ΰΈͺΰΈ²ΰΈΰΈ²ΰΉΰΈΰΈΰΈ£ΰΈ°ΰΉΰΈΰΈ¨ΰΈΰΈ§ΰΉΰΈ² 1,200+ ΰΈͺΰΈ²ΰΈΰΈ² ΰΉΰΈ₯ΰΈ°ΰΉΰΈΰΉΰΈΰΉΰΈΰΈ£ΰΈ·ΰΈΰΈΰΉΰΈ²ΰΈ’ΰΈΰΈΰΈ²ΰΈΰΈ²ΰΈ£ΰΉΰΈΰΈ’ΰΉΰΈΰΈΰΉΰΈ²ΰΈΰΈΰΈ£ΰΈ°ΰΉΰΈΰΈ¨ΰΈΰΈ΅ΰΉΰΉΰΈ«ΰΈΰΉΰΈΰΈ΅ΰΉΰΈͺΰΈΈΰΈ ΰΈΰΈΰΈ²ΰΈΰΈ²ΰΈ£ΰΈΰΈ£ΰΈΈΰΈΰΉΰΈΰΈΰΉΰΈΰΉΰΈΰΈ‘ΰΈ΄ΰΈΰΈ£ΰΈΰΈ±ΰΈΰΈΰΈΉΰΉΰΈΰΈ£ΰΈ΄ΰΉΰΈ ΰΈΰΉΰΈ₯ΰΈ°ΰΈ’ΰΈ΄ΰΈΰΈΰΈ΅ΰΈΰΉΰΈΰΈΰΈ£ΰΈ±ΰΈΰΈΰΈ²ΰΈ§ΰΈΰΉΰΈ²ΰΈΰΈΰΈ²ΰΈΰΈ΄ΰΉΰΈΰΉΰΈΰΈΰΈ’ΰΉΰΈ²ΰΈΰΈ‘ΰΈ²ΰΈ ΰΈ’ΰΈ΄ΰΉΰΈΰΉΰΈΰΈΰΈ§ΰΉΰΈ²ΰΈΰΈ±ΰΉΰΈΰΈΰΈ²ΰΈ£ΰΉΰΈΰΈΰΉΰΈΰΈ΄ΰΈΰΉΰΈΰΈΰΉΰΈ²ΰΈΰΈΰΈ£ΰΈ°ΰΉΰΈΰΈ¨ΰΈ‘ΰΈ΅ΰΈΰΈ±ΰΈΰΈ£ΰΈ²ΰΉΰΈ₯ΰΈΰΉΰΈΰΈ₯ΰΈ΅ΰΉΰΈ’ΰΈΰΈΰΈ΅ΰΉΰΈΰΈ΅ΰΉΰΈ₯ΰΈ°ΰΈΰΉΰΈ²ΰΈ’ΰΈΰΉΰΈΰΈΰΈ²ΰΈ£ΰΈΰΉΰΈ²ΰΉΰΈΰΈ΄ΰΈΰΈΰΈ²ΰΈ£ ΰΉΰΈΰΈ·ΰΉΰΈΰΈΰΈΰΈ²ΰΈΰΈ₯ΰΈΉΰΈΰΈΰΉΰΈ²ΰΈΰΈΰΈΰΉΰΈ£ΰΈ²ΰΉΰΈΰΉΰΈΰΈΰΈ±ΰΈΰΈΰΈ£ΰΈ°ΰΈͺΰΈΰΈΰΈ²ΰΈ£ΰΈΰΉΰΈΰΈ²ΰΈ£ΰΈΰΈ£ΰΈ΄ΰΈΰΈ²ΰΈ£ΰΈ₯ΰΈΉΰΈΰΈΰΉΰΈ²ΰΉΰΈΰΉΰΈΰΈ΄ΰΈΰΈΰΈ§ΰΈΰΉΰΈΰΈ΅ΰΉΰΈ’ΰΈ§ΰΈΰΈ±ΰΈΰΈΰΈΰΈ²ΰΈΰΈ²ΰΈ£ΰΈΰΈ£ΰΈΈΰΈΰΉΰΈΰΈΰΉΰΈΰΉΰΈΰΈΰΈ£ΰΈ°ΰΈΰΉΰΈ²ΰΈΰΈΆΰΈΰΉΰΈΰΉΰΈΰΈΰΈ²ΰΈΰΉΰΈ₯ΰΈ·ΰΈΰΈΰΈΰΈ΅ΰΉΰΈΰΉΰΈ²ΰΈΰΉΰΈΰΈ’ΰΉΰΈΰΈ°ΰΈΰΉΰΈ²ΰΈͺΰΉΰΈ²ΰΈ«ΰΈ£ΰΈ±ΰΈΰΈΰΈ²ΰΈ§ΰΈΰΉΰΈ²ΰΈΰΈΰΈ²ΰΈΰΈ΄Β
ΰΈ₯ΰΈ΄ΰΈΰΈΰΉ: https://www.bangkokbank.com/enΒ Β
ΰΈΰΈΰΈ²ΰΈΰΈ²ΰΈ£ΰΈΰΈͺΰΈ΄ΰΈΰΈ£ΰΉΰΈΰΈ’
The fourth largest bank in Thailand, Kasikorn has a wide network of branches and ATMs and is foreign friendly. The bank also offers convenient international money transfer and intuitive mobile banking. Kasikorn is typically one of the more straightforward options, as they make it fairly easy to open a bank account in Thailand. There are branches located all over Bangkok, including one centrally located in MBK shopping mall.Β Β
ΰΈ₯ΰΈ΄ΰΈΰΈΰΉ: https://www.kasikornbank.com
ΰΈΰΈΰΈ²ΰΈΰΈ²ΰΈ£ΰΈΰΈ΄ΰΈΰΈ΅ΰΉΰΉΰΈΰΈΰΈΰΉ
ΰΈΰΈΰΈ²ΰΈΰΈ²ΰΈ£ΰΈΰΈ΄ΰΈΰΈ΅ΰΉΰΉΰΈΰΈΰΈΰΉΰΉΰΈΰΉΰΈΰΈΰΈΰΈ²ΰΈΰΈ²ΰΈ£ΰΈΰΉΰΈ²ΰΈΰΈΰΈ£ΰΈ°ΰΉΰΈΰΈ¨ΰΈΰΈ΅ΰΉΰΉΰΈ«ΰΈΰΉΰΈΰΈ΅ΰΉΰΈͺΰΈΈΰΈΰΉΰΈΰΈΰΈ£ΰΈ°ΰΉΰΈΰΈ¨ΰΉΰΈ₯ΰΈ°ΰΈ‘ΰΈ΅ΰΈΰΈ£ΰΈ°ΰΉΰΈ’ΰΈΰΈΰΉΰΈΰΈ²ΰΈΰΈΰΈ’ΰΉΰΈ²ΰΈΰΈΰΈ΅ΰΉΰΉΰΈ‘ΰΉΰΈΰΉΰΉΰΈ²ΰΈΰΈ±ΰΈ. ΰΈΰΈ±ΰΈ§ΰΈΰΈ’ΰΉΰΈ²ΰΈΰΉΰΈΰΉΰΈ ΰΈΰΈΈΰΈΰΈͺΰΈ²ΰΈ‘ΰΈ²ΰΈ£ΰΈΰΈΰΈΰΈΰΉΰΈΰΈ΄ΰΈΰΈͺΰΈΰΉΰΈΰΉΰΉΰΈΰΈ’ΰΉΰΈ‘ΰΉΰΈ‘ΰΈ΅ΰΈΰΉΰΈ²ΰΈΰΈ£ΰΈ£ΰΈ‘ΰΉΰΈΰΈ΅ΰΈ’ΰΈ‘ΰΈΰΈ²ΰΈΰΉΰΈΰΈ£ΰΈ·ΰΈΰΈΰΉΰΈ²ΰΈ’ΰΈΰΈΉΰΉΰΉΰΈΰΈΰΈ΅ΰΉΰΈΰΉΰΈ‘ΰΈΰΈ΅ΰΉΰΈΰΈ§ΰΉΰΈ²ΰΈΰΈΰΈ§ΰΈ²ΰΈΰΈΰΈ±ΰΉΰΈ§ΰΉΰΈ₯ΰΈ ΰΉΰΈ₯ΰΈ°ΰΈͺΰΈ°ΰΈͺΰΈ‘ΰΉΰΈ‘ΰΈ₯ΰΉΰΈͺΰΈ°ΰΈͺΰΈ‘ΰΉΰΈ‘ΰΈ₯ΰΉΰΈΰΈΰΈΰΈΰΈ²ΰΈ£ΰΈΰΈ΄ΰΈΰΉΰΈΰΈ’ΰΈΰΉΰΈ§ΰΈ’ΰΈΰΈ±ΰΈΰΈ£ΰΈ£ΰΈΰΈ’ΰΈ±ΰΈ₯ ΰΈΰΈΰΈ£ΰΉΰΈΰΈ΄ΰΈ ΰΈΰΈ₯ΰΈ±ΰΈͺ ΰΈΰΈ΅ΰΉΰΈ₯ΰΉΰΈ ΰΈ‘ΰΈ²ΰΈͺΰΉΰΈΰΈΰΈ£ΰΉΰΈΰΈ²ΰΈ£ΰΉΰΈ ΰΈΰΈΰΈ²ΰΈΰΈ²ΰΈ£ΰΈΰΉΰΈ²ΰΉΰΈͺΰΈΰΈΰΈΰΈΰΈ²ΰΈΰΈ²ΰΈ£ΰΈΰΈ΄ΰΈΰΈ΄ΰΈΰΈ±ΰΈ₯ΰΈΰΈ΅ΰΉΰΈ’ΰΈΰΈΰΉΰΈ’ΰΈ΅ΰΉΰΈ’ΰΈ‘ΰΉΰΈ₯ΰΈ°ΰΈΰΈ²ΰΈ£ΰΉΰΈΰΈΰΉΰΈΰΈ΄ΰΈΰΈ£ΰΈ°ΰΈ«ΰΈ§ΰΉΰΈ²ΰΈΰΈΰΈ£ΰΈ°ΰΉΰΈΰΈ¨ΰΈΰΈ΅ΰΉΰΈΰΉΰΈ²ΰΈ’Β
ΰΈ₯ΰΈ΄ΰΈΰΈΰΉ: https://www.citibank.co.thΒ
ΰΈΰΈΰΈ²ΰΈΰΈ²ΰΈ£ΰΈΰΈ£ΰΈΈΰΈΰΉΰΈΰΈ’
A government owned bank, Krung Thai is the countryβs second largest bank with over 1,200+ domestic branches. Opening a bank account in Thailand at Krung Thai is easy, as little documentation is typically required.Β
ΰΈ₯ΰΈ΄ΰΈΰΈΰΉ: https://krungthai.com/enΒ
ΰΈΰΈΰΈ²ΰΈΰΈ²ΰΈ£ΰΉΰΈΰΈ’ΰΈΰΈ²ΰΈΰΈ΄ΰΈΰΈ’ΰΉ
SCB offers a wide network of branches, excellent insurance policies, and a user-friendly mobile app. It also has a low barrier of entry to open a bank account in Thailand. Expats and non-residents often just need a passport and deposit. Along with several other banks on this list, SCB has a branch in Central World.Β
Link: https://www.scb.co.th/en
ΰΈΰΈΰΈ²ΰΈΰΈ²ΰΈ£ΰΈΰΈ΅ΰΉΰΈΰΉΰΈΰΉΰΈ‘ΰΈΰΈ΅
ΰΉΰΈΰΈ΄ΰΈ‘ΰΈΰΈ·ΰΉΰΈ Bank Thai, ΰΈΰΈ΅ΰΉΰΈΰΉΰΈΰΉΰΈ‘ΰΈΰΈ΅ΰΉΰΈΰΉΰΈΰΈΰΈΰΈ²ΰΈΰΈ²ΰΈ£ΰΈΰΈ²ΰΈΰΈ΄ΰΈΰΈ’ΰΉΰΈΰΈ΅ΰΉΰΉΰΈ«ΰΈΰΉΰΉΰΈΰΉΰΈΰΈΰΈ±ΰΈΰΈΰΈ±ΰΈ 10 ΰΈΰΈΰΈΰΈΰΈ£ΰΈ°ΰΉΰΈΰΈ¨ ΰΈΰΈ§ΰΈΰΉΰΈΰΈ²ΰΉΰΈͺΰΈΰΈΰΈΰΉΰΈ’ΰΈΰΈ²ΰΈ’ΰΈΰΈ²ΰΈ£ΰΈΰΈ£ΰΈ°ΰΈΰΈ±ΰΈΰΈΰΈ΅ΰΉΰΈΰΈ£ΰΈΰΈΰΈΰΈ₯ΰΈΈΰΈ‘ΰΉΰΈ₯ΰΈ°ΰΈΰΈ²ΰΈ§ΰΈΰΉΰΈ²ΰΈΰΈΰΈ²ΰΈΰΈ΄ΰΈͺΰΈ²ΰΈ‘ΰΈ²ΰΈ£ΰΈΰΉΰΈΰΈ΄ΰΈΰΈΰΈ±ΰΈΰΈΰΈ΅ΰΈΰΉΰΈ§ΰΈ’ΰΈ§ΰΈ΅ΰΈΰΉΰΈ²ΰΈΰΉΰΈΰΈΰΉΰΈΰΈ΅ΰΉΰΈ’ΰΈ§Β
Link: https://www.cimbthai.com/en
ΰΈΰΈΰΈ²ΰΈΰΈ²ΰΈ£ΰΈΰΈ£ΰΈΈΰΈΰΈ¨ΰΈ£ΰΈ΅ΰΈΰΈ’ΰΈΈΰΈΰΈ’ΰΈ² / ΰΈΰΈΰΈ²ΰΈΰΈ²ΰΈ£ΰΈΰΈ£ΰΈΈΰΈΰΈ¨ΰΈ£ΰΈ΅ΰΈΰΈ’ΰΈΈΰΈΰΈ’ΰΈ²
ΰΈͺΰΈ΄ΰΈΰΈΰΈ΄ΰΈΰΈ£ΰΈ°ΰΉΰΈ’ΰΈΰΈΰΉΰΈΰΈΰΈΰΈΰΈ£ΰΈΈΰΈΰΈ¨ΰΈ£ΰΈ΅ΰΈ£ΰΈ§ΰΈ‘ΰΈΰΈΆΰΈΰΈΰΈΰΈ²ΰΈΰΈ²ΰΈ£ΰΈΰΈ΄ΰΈΰΈ΄ΰΈΰΈ±ΰΈ₯ΰΈΰΈ΅ΰΉΰΈ’ΰΈΰΈΰΉΰΈ’ΰΈ΅ΰΉΰΈ’ΰΈ‘ΰΉΰΈ₯ΰΈ°ΰΈΰΈ²ΰΈ£ΰΉΰΈΰΈΰΉΰΈΰΈ΄ΰΈΰΈ£ΰΈ°ΰΈ«ΰΈ§ΰΉΰΈ²ΰΈΰΈΰΈ£ΰΈ°ΰΉΰΈΰΈ¨ΰΈΰΈ΅ΰΉΰΈΰΉΰΈ²ΰΈ’Β
ΰΉΰΈΰΉΰΈΰΈΰΈΰΈ²ΰΈΰΈ²ΰΈ£ΰΈΰΈ΅ΰΉΰΉΰΈ«ΰΈΰΉΰΉΰΈΰΉΰΈΰΈΰΈ±ΰΈΰΈΰΈ±ΰΈ 5 ΰΈΰΈΰΈΰΈΰΈ£ΰΈ°ΰΉΰΈΰΈ¨ΰΉΰΈΰΈ’ΰΉΰΈ₯ΰΈ°ΰΈ‘ΰΈ΅ΰΉΰΈΰΈ£ΰΈ·ΰΈΰΈΰΉΰΈ²ΰΈ’ΰΈͺΰΈ²ΰΈΰΈ²ΰΈΰΈ’ΰΈΉΰΉΰΈΰΈ±ΰΉΰΈ§ΰΈΰΈ£ΰΈ°ΰΉΰΈΰΈ¨Β
ΰΈ₯ΰΈ΄ΰΈΰΈΰΉ: https://www.krungsri.com/en
Open Your Bank Account
Once youβve selected a bank that fits your needs, take a deep breath, muster the courage, and go open one. Really, itβs not as scary as you think. Youβve already moved to a foreign country, a task most people will never be brave enough to do. Comparatively, opening a bank account in Thailand should be easy.
ΰΈΰΈΰΈΰΈΰΈ²ΰΈΰΈΰΈ΅ΰΉΰΈΰΈ±ΰΈΰΈΰΈ΅ΰΈΰΈΰΈ²ΰΈΰΈ²ΰΈ£ΰΉΰΈΰΈ’ΰΈΰΈΰΈΰΈΰΈΈΰΈΰΉΰΈΰΉΰΈΰΈͺΰΉΰΈ§ΰΈΰΈͺΰΉΰΈ²ΰΈΰΈ±ΰΈΰΉΰΈΰΈΰΈ΅ΰΈ§ΰΈ΄ΰΈΰΈΰΈ£ΰΈ°ΰΈΰΉΰΈ²ΰΈ§ΰΈ±ΰΈΰΉΰΈ₯ΰΈ°ΰΈΰΈ²ΰΈ£ΰΈ§ΰΈ²ΰΈΰΉΰΈΰΈΰΈΰΈ²ΰΈΰΈΰΈ²ΰΈ£ΰΉΰΈΰΈ΄ΰΈΰΈΰΈΰΈΰΈΰΈΈΰΈ ΰΈΰΈ²ΰΈ£ΰΈ‘ΰΈ΅ΰΈ«ΰΈΰΈΆΰΉΰΈΰΉΰΈΰΉΰΈΰΈ§ΰΈ΄ΰΈΰΈ΅ΰΈΰΈ΅ΰΉΰΉΰΈΰΈ·ΰΉΰΈΰΈΰΈ·ΰΈΰΉΰΈΰΉΰΉΰΈΰΈΰΈ²ΰΈ£ΰΉΰΈΰΉΰΈ²ΰΈΰΈΆΰΈΰΉΰΈΰΈ΄ΰΈΰΉΰΈ₯ΰΈ°ΰΉΰΈΰΈΰΉΰΈΰΈ΄ΰΈΰΉΰΈΰΈ£ΰΈΰΈ ΰΉ ΰΈͺΰΈ΄ΰΉΰΈΰΈΰΉΰΈ²ΰΈΰΉΰΉΰΈΰΉΰΈΰΈΰΈ²ΰΈ£ΰΈΰΉΰΈΰΈΰΈΰΈ΄ΰΉΰΈΰΈΰΈ²ΰΈ£ΰΈΰΉΰΈ²ΰΈ’ΰΈΰΈ΄ΰΈ₯ΰΉΰΈ₯ΰΈ°ΰΈΰΈ²ΰΈ£ΰΈ£ΰΈ±ΰΈΰΉΰΈΰΈ΄ΰΈΰΈΰΈ₯ΰΈ²ΰΈ’ΰΉΰΈΰΉΰΈΰΉΰΈ£ΰΈ·ΰΉΰΈΰΈΰΈΰΉΰΈ²ΰΈ’ΰΉΰΈ₯ΰΈ°ΰΈ£ΰΈ§ΰΈΰΉΰΈ£ΰΉΰΈ§ ΰΈΰΈ±ΰΈΰΈΰΈ±ΰΉΰΈΰΈͺΰΈ΄ΰΉΰΈΰΈΰΈ΅ΰΉΰΈΰΈΈΰΈΰΈ£ΰΈ? ΰΈΰΈΰΈΰΉΰΈΰΈΰΈ΅ΰΉΰΈΰΈ±ΰΉΰΈΰΉΰΈΰΈ΄ΰΈΰΈΰΈ±ΰΈΰΈΰΈ΅ΰΉΰΈ₯ΰΈ°ΰΉΰΈΰΉΰΈ‘ΰΉΰΈΰΉΰΈ²ΰΈΰΈΈΰΈΰΈΰΈ°ΰΈ‘ΰΈ΅ΰΉΰΈ§ΰΈ₯ΰΈ²ΰΈ‘ΰΈ²ΰΈΰΈΰΈΆΰΉΰΈΰΉΰΈΰΈΰΈ²ΰΈ£ΰΉΰΈΰΈ₯ΰΈ΄ΰΈΰΉΰΈΰΈ₯ΰΈ΄ΰΈΰΈΰΈ±ΰΈΰΈΰΈ£ΰΈ°ΰΉΰΈΰΈ¨ΰΈΰΈ΅ΰΉΰΈͺΰΈ§ΰΈ’ΰΈΰΈ²ΰΈ‘ΰΉΰΈ«ΰΉΰΈΰΈΰΈ΅ΰΉΒ
Popular questions
Can a foreigner open a Thai bank account online?
No, as a foreigner you must be physically present at the bank to open an account.Β
Can I open a bank account on a tourist visa?
Yes, but your success will depend on the bank and branch. Some are more lenient than others. The best place to try is in a tourist area as these locations are more foreign friendly.Β Β
Can a foreigner open a Thai bank account from abroad?
Opening a bank account in Thailand from abroad is not an option. As mentioned earlier, youβll need to be physically present at the bank to open an account.Β
Can I transfer money abroad from a Thai bank account?
Yes, though itβs typically easier to send money into Thailand than out. That said, many banks offer direct bank transfer and you can also use services like Western Union and DeeMoney.Β
ΰΈΰΈ±ΰΈΰΈͺΰΈ²ΰΈ‘ΰΈ²ΰΈ£ΰΈΰΈͺΰΉΰΈΰΉΰΈΰΈ΄ΰΈΰΉΰΈΰΉΰΈ²ΰΈΰΈ±ΰΈΰΈΰΈ΅ΰΈΰΈΰΈ²ΰΈΰΈ²ΰΈ£ΰΉΰΈΰΈ’ΰΈΰΈ²ΰΈΰΈΰΉΰΈ²ΰΈΰΈΰΈ£ΰΈ°ΰΉΰΈΰΈ¨ΰΉΰΈΰΉΰΈ«ΰΈ£ΰΈ·ΰΈΰΉΰΈ‘ΰΉ?
ΰΉΰΈΰΉΰΈΰΈΰΈ ΰΈͺΰΉΰΈ²ΰΈ«ΰΈ£ΰΈ±ΰΈΰΈΰΈ±ΰΈΰΈ£ΰΈ²ΰΉΰΈ₯ΰΈΰΉΰΈΰΈ₯ΰΈ΅ΰΉΰΈ’ΰΈΰΈΰΈ΅ΰΉΰΈΰΈ΅ΰΈΰΈ΅ΰΉΰΈͺΰΈΈΰΈΰΉΰΈ£ΰΈ²ΰΈΰΈΰΉΰΈΰΈ°ΰΈΰΉΰΈ²ΰΉΰΈ«ΰΉΰΉΰΈΰΉΰΈΰΈ£ΰΈ΄ΰΈΰΈ²ΰΈ£ΰΈΰΈ΅ΰΉΰΉΰΈ£ΰΈ΅ΰΈ’ΰΈΰΈ§ΰΉΰΈ² Wise (ΰΉΰΈΰΈ΄ΰΈ‘ΰΈΰΈ·ΰΉΰΈ TransferWise) ΰΉΰΈΰΈΰΉΰΈ§ΰΈΰΈ«ΰΈΰΈΆΰΉΰΈΰΈΰΈ΅ΰΈΰΈ£ΰΈ΄ΰΈΰΈ²ΰΈ£ΰΈͺΰΈ²ΰΈ‘ΰΈ²ΰΈ£ΰΈΰΈΰΉΰΈ§ΰΈ’ΰΈΰΈΈΰΈΰΈΰΈ£ΰΈ°ΰΈ«ΰΈ’ΰΈ±ΰΈΰΉΰΈΰΈ΄ΰΈΰΉΰΈΰΉΰΈ«ΰΈ₯ΰΈ²ΰΈ’ΰΈ£ΰΉΰΈΰΈ’ΰΈΰΈΰΈ₯ΰΈ₯ΰΈ²ΰΈ£ΰΉΰΉΰΈΰΈ·ΰΉΰΈΰΈΰΈΰΈ²ΰΈΰΈΰΉΰΈ²ΰΈΰΈ£ΰΈ£ΰΈ‘ΰΉΰΈΰΈ΅ΰΈ’ΰΈ‘ΰΈΰΈ²ΰΈ£ΰΉΰΈΰΈΰΈ‘ΰΈ΅ΰΈΰΉΰΈΰΈ’ΰΉΰΈ₯ΰΈ°ΰΈΰΈΈΰΈΰΈΰΈ°ΰΉΰΈΰΉΰΈ£ΰΈ±ΰΈΰΈΰΈ±ΰΈΰΈ£ΰΈ²ΰΉΰΈ₯ΰΈΰΉΰΈΰΈ₯ΰΈ΅ΰΉΰΈ’ΰΈΰΈΰΈ΅ΰΉΰΈΰΈ±ΰΈΰΈͺΰΈ‘ΰΈ±ΰΈ’ΰΉΰΈͺΰΈ‘ΰΈ